What You Need To Know About Medicare Eligibility in Florida
Medicare offers a lot of benefits for Florida residents who have Medicare eligibility. As a rule, Medicare is available to eligible United States citizens and permanent legal residents who turned sixty-five or older including those in Florida. Disabled workers and their spouses are also entitled to it even if they are under the age of 65. Medicare shoulders the costs of most healthcare services with coverage that includes two parts: Part A (hospital insurance) and Part B (medical insurance). Also available is the Medicare managed care which is widely known as Medicare Advantage.
After the passage of the Affordable Care Act (ACA) in Florida, its regulations make Medicare even more advantageous than before to eligible residents. It has made preventive care free of cost to senior citizens and those with disabilities. By availing of these services, thousands of Medicare eligible residents in Florida are healthier than never before.
The Centers for Medicare and Medicaid Services (CMS) in Florida revealed that in 2015, the total of Medicare beneficiaries listed in the program numbers to 3,968,885. Of this total, those who availed of the Medicare Advantage Plan that gives the same benefits as those provided in the Original Medicare, Part A and Part B number to 1,601,277 residents. Still in 2015, the number of Florida residents who had their Medicare prescription drugs paid for by means of the stand-alone Medicare Part D Prescription Drug Plan (PDP) is 1,401,435. Then there are 1,518,812 beneficiaries whose medications and Original Care assistance are both covered by the Medicare Advantage Prescription Drug (MAPD) plan. You can contact a licensed representative of a health insurance agency for a personalized service at no extra cost.
You are automatically listed in Original Medicare once you become eligible for Medicare but you can choose to go for Medicare Advantage. You can find out more about these plans from health insurance firm agents. For example, Medicare Advantage offers additional benefits like vision, hearing and dental services, lessened coinsurance outlays, reduced copayments, and lower costs compared to paying for Medicare and supplemental plans. On the other hand, the Medicare Supplement Plan or Medigap is provided by private insurance companies to help you settle your out-of-pocket costs for services done under Original Medicare.
Residents of Florida can shop for the ideal plan based on their needs, budget, returns of each plan, and the network of providers on tap. Licensed agents of health insurance firms can explain to you the pros and cons of each plan so you can make an informed decision of what policy best suits your needs. Representatives based in Florida are available 24 hours a day/7 days a week to grant personalized service to you.
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